So I may say "screw Chase" and go that route. They will charge 3% for a cash advance in a foreign country, but so will Chase, on the money I withdraw from by ATM from my own account. I always use my Capital One card for purchases overseas, because they have no foreign transaction fees. Thankfully, my bank, (not Chase at the time) credited me back my funds. As opposed to say, Brazil, which is the one place where I was a victim of having my ATM card number stolen and used. I have not seen Israel identified as a particular trouble spot as far as credit card fraud, as Chase claims. So I have no idea what's behind their decision. People have contacted the Treasury Department and been told that Israel is not on any government "high risk" list. Which seems totally bizarre.Īnd Chase is not following US government policy. And I was also told that Chase will not accept notification of travel to any country you visit while on route to or returning from Israel. To be precise, Chase does not accept notification of travel to Israel. But it would be a drag not to be able to withdraw local currency, which I typically do rather than carry US currency abroad. I was wondering if anyone had experience with this lately? Not concerned about the POS issue, as I never use my debit card for purchases. But a Chase agent I spoke with (who confirmed the "high risk" classification) told me that my debit card also might possibly be declined at ATMs. But Israel is not on that list, so this is something Chase has decided to do on their own.Īccording to an online article I read, Chase debit cards are still working in ATMs in Israel, but being declined at Point-of-Sales terminals. Typically banks only do this when the US Treasury Department has put a country on their "danger" list, which currently includes the likes of North Korea and Syria. Has anyone had recent experience using their Chase credit or debit cards in Israel? Apparently Chase had decided to classify Israel as a "high risk" destination based on the threat of credit card fraud.
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